First-time buyers eye cheaper tracker mortgages as fixed rates rise

Almost a third of first-time buyers are considering using a tracker or variable rate mortgage to save money as the market fluctuates, data suggests.  In July, rates monitor Moneyfacts says 31.3 per cent of first-time buyers looking for mortgages using its …

California has smallest share of ‘underwater’ mortgages in US

If you want some peace of mind about the stability of the housing market, you must flash back to real estate’s ugliest moments. My trusty spreadsheet reviewed a CoreLogic report for the first quarter of 2026 detailing a curious measure of housing health …

L&G reports growth in lifetime mortgages and protection

Legal & General increased lifetime and retirement interest-only mortgage lending by 23% in the first half of this year to £128m, up from £104m in the first six months of last year. In its half-year results, L&G’s core operating profit rose by 7% to …

Bank DOM.RF has increased the issuance of mortgages on apartments by 87%

First-time buyers turn to tracker mortgages as fixed rates climb

By contrast, the average new two-year 90% LTV tracker rate stood at 4.80% in July, producing monthly repayments of around £1,146 on the same loan. That represents a saving of approximately £111 per month, or more than £1,300 annually, against the …

NZ mortgages hold steady as unsecured lending stress deepens

A widening two-speed property market That mortgage resilience plays out unevenly across the country. Foster pointed to a growing regional divergence in property values, with the South Island continuing to outperform major urban centres. "We continue …

Why foreign private credit wants into Australian mortgages

Brokers should be 'excited' Procter described the funding market today as "a far more sophisticated, nuanced market than it's ever been", compared with five to eight years ago when "in order to be a lender you had to somehow find …

Aeroplan to allow users to earn points on mortgages through Chexy partnership

Open this photo in gallery:The partnership with Air Canada’s rewards program, announced Tuesday, will create one of the few ways that Canadians can earn points on one of their biggest household expenses, Chexy said.Khomkrid Khamsankhod/iStockPhoto …

Bridge Loans vs. Traditional Mortgages: Which Is Right for Your Next Investment Property?

Buying an investment property often comes down to one big question: how will you pay for it? Two popular options are bridge loans and traditional mortgages. Each one works differently, and picking the wrong one can slow down your plans or cost you more …

‘That’s pretty serious’: The $350,000 problem with 40-year mortgages

Exclusive: A growing trend of 40-year mortgages could see homebuyers saddled with up to $350,000 in extra interest over the lifetime of a loan, an expert has warned. Australian bank AMP announced a new four-decade investor loan nicknamed “equity flex” on …